Incredible Gift Of Equity In Home Sale Ideas. The home seller sells their property to the buyer for a. A gift of equity comes into play when a family member’s (the seller’s) equity in their property is gifted to act as the buyer’s down payment.

A gift of equity occurs when someone sells a property to a family member or close associate for a lower price than the current market value. The term “gift of equity” refers to the sale of any residential property to someone in the family or closely related to the seller at a price that is significantly less than its current market value. The difference between the two.